Full Info of Public Mutual Funds

Public Mutual has 88 funds which is not easy to analyse all of them just by browsing around. Investing base one word of mouth (the company, the agent, friends etc.) is really not a good practice. So its best to put all the basic info into a spreadsheet and analyse from there.

Below is a link to a spreadsheet I have compiled for my own use. All the info is gathered from Public Mutual Online yesterday. I plan to add more info to it as I go along so you may want to refer to the link instead of saving an offline copy.

link to google doc

For example, I want to know which bond fund I want to switch to ...

• so I use filter to show only Bond 'category'
• show only 1,000 initial investment
• sort by Total Cost

I got these to choose from: (all have the lowest fee at 1.035% )

PB Islamic Bond Fund

PB Fixed Income Fund

Public Bond Fund

Public Select Bond Fund

REBGV Report

HERE

Lots of interesting stuff.

The HAM areas are still on fire YOY- Richmond, West Van and Van West. While the hot money flows out of China, these places will sizzle.

However, where the local tax-payers live things are VERY different.

Look at the Benchmark prices.

These areas are negative YOY (SFH):

Port Moody
Sunshine Coast

These areas are negative over the last three years!

Squamish (-15%)
Maple Ridge
Port Moody

Lots of areas flat or negative for apartments YOY and over three years.

MOI = 6

FVREB Just in HERE

No time to look through in detail. MOI = 7.6

Oh- Victoria

Here is the graph from the VREB.

A $50K drop Average drop in SFH prices month on Month!

That's huge : -8%! in one month.

Flat year on year and Townhouses are down Year on Year by about -7%. Condos are down marginally YOY.

The housing bear has landed in Victoria. Here is the VREB press release which is refreshingly honest.

list of Public Mutual Funds

Public Mutual is the largest mutual fund company in Malaysia, they have 88 funds !! HOW to choose wisely from 88 choices !? Its CRAZY !! If one can analyse all those 88 funds, one must be good at investing in stocks directly too!

Anyway below show the list sorted by Shariah compliant, followed by category of funds and lastly by fund name. This is the best way I can take a peek by the purpose of investment. Hope this is useful to you too ...

Fund Name	Fund Abbreviation	historical diff	Shariah	category
PB Islamic Cash Management Fund	PBICMF	PB	Shariah	Money Market
PB Islamic Cash Plus Fund	PBICPF	WHOLESALE	Shariah	Money Market
Public Islamic Money Market Fund	PIMMF	PUBLIC	Shariah	Money Market
Public Islamic Income Fund	PI INCOME	PUBLIC	Shariah	Fix Income
PB Islamic Asia Equity Fund	PBIAEF	PB	Shariah	Equity
PB Islamic Asia Strategic Sector Fund	PBIASSF	PB	Shariah	Equity
PB Islamic Equity Fund	PBIEF	PB	Shariah	Equity
Public Asia Ittikal Fund	PAIF	PUBLIC	Shariah	Equity
Public China Ittikal Fund	PCIF	PUBLIC	Shariah	Equity
Public Islamic Alpha-40 Growth Fund	PIA40GF	PUBLIC	Shariah	Equity
Public Islamic Asia Dividend Fund	PIADF	PUBLIC	Shariah	Equity
Public Islamic Asia Leaders Equity Fund	PIALEF	PUBLIC	Shariah	Equity
Public Islamic Dividend Fund	PIDF	PUBLIC	Shariah	Equity
Public Islamic Equity Fund	PIEF	PUBLIC	Shariah	Equity
Public Islamic Opportunities Fund	PIOF	PUBLIC	Shariah	Equity
Public Islamic Optimal Growth Fund	PIOGF	PUBLIC	Shariah	Equity
Public Islamic Sector Select Fund	PISSF	PUBLIC	Shariah	Equity
Public Islamic Select Enterprises Fund	PISEF	PUBLIC	Shariah	Equity
Public Islamic Select Treasures Fund	PISTF	PUBLIC	Shariah	Equity
Public Islamic Treasures Growth Fund	PITGF	PUBLIC	Shariah	Equity
Public Ittikal Fund	PITTIKAL	PUBLIC	Shariah	Equity
PB Islamic Bond Fund	PBIBF	PB	Shariah	Bond
Public Islamic Bond Fund	PIBOND	PUBLIC	Shariah	Bond
Public Islamic Enhanced Bond Fund	PIEBF	PUBLIC	Shariah	Bond
Public Islamic Infrastructure Bond Fund	PIINFBF	PUBLIC	Shariah	Bond
Public Islamic Select Bond Fund	PISBF	PUBLIC	Shariah	Bond
Public Islamic Strategic Bond Fund	PISTBF	PUBLIC	Shariah	Bond
Public Sukuk Fund	PSKF	PUBLIC	Shariah	Bond
Public Islamic Asia Balanced Fund	PIABF	PUBLIC	Shariah	Balance
Public Islamic Balanced Fund	PIBF	PUBLIC	Shariah	Balance
PB Cash Management Fund	PBCMF	PB		Money Market
PB Cash Plus Fund	PBCPF	WHOLESALE		Money Market
Public Money Market Fund	PMMF	PUBLIC		Money Market
PB Capital Protected Dragon Fund		PB		Fix Income
PB Capital Protected Resources Fund	PBCPRF	PB		Fix Income
Public Capital Protected Select Portfolio Fund	PCPSPF	PUBLIC		Fix Income
PB ASEAN Dividend Fund	PBADF	PB		Equity
PB Asia Equity Fund	PBAEF	PB		Equity
PB Asia Pacific Enterprises Fund	PBAPENTF	PB		Equity
PB China ASEAN Equity Fund	PBCAEF	PB		Equity
PB China Australia Equity Fund	PBCAUEF	PB		Equity
PB China Pacific Equity Fund	PBCPEF	PB		Equity
PB Euro Pacific Equity Fund	PBEPEF	PB		Equity
PB Growth Fund	PBGF	PB		Equity
PB Singapore Advantage-30 Equity Fund	PBSGA30EF	PB		Equity
Public Aggressive Growth Fund	PAGF	PUBLIC		Equity
Public Australia Equity Fund	PAUEF	PUBLIC		Equity
Public China Select Fund	PCSF	PUBLIC		Equity
Public China Titans Fund	PCTF	PUBLIC		Equity
Public Dividend Select Fund	PDSF	PUBLIC		Equity
Public Equity Fund	PEF	PUBLIC		Equity
Public Far-East Alpha-30 Fund	PFA30F	PUBLIC		Equity
Public Far-East Consumer Themes Fund	PFECTF	PUBLIC		Equity
Public Far-East Dividend Fund	PFEDF	PUBLIC		Equity
Public Far-East Property & Resorts Fund	PFEPRF	PUBLIC		Equity
Public Far-East Select Fund	PFES	PUBLIC		Equity
Public Far-East Telco & Infrastructure Fund	PFETIF	PUBLIC		Equity
Public Focus Select Fund	PFSF	PUBLIC		Equity
Public Global Select Fund	PGSF	PUBLIC		Equity
Public Growth Fund	PGF	PUBLIC		Equity
Public Index Fund	PIX	PUBLIC		Equity
Public Indonesia Select Fund	PINDOSF	PUBLIC		Equity
Public Industry Fund	PIF	PUBLIC		Equity
Public Natural Resources Equity Fund	PNREF	PUBLIC		Equity
Public Optimal Growth Fund	POGF	PUBLIC		Equity
Public Regional Sector Fund	PRSEC	PUBLIC		Equity
Public Regular Savings Fund	PRSF	PUBLIC		Equity
Public Savings Fund	PSF	PUBLIC		Equity
Public Sector Select Fund	PSSF	PUBLIC		Equity
Public Select Alpha-30 Fund	PSA30F	PUBLIC		Equity
Public Singapore Equity Fund	PSGEF	PUBLIC		Equity
Public SmallCap Fund	PSMALLCAP	PUBLIC		Equity
Public South-East Asia Select Fund	PSEASF	PUBLIC		Equity
PB Fixed Income Fund	PBFI	PB		Bond
PB Infrastructure Bond Fund	PBINFBF	PB		Bond
PBB MTN Fund 1	PBBMTN1	WHOLESALE		Bond
Public Bond Fund	PBOND	PUBLIC		Bond
Public Enhanced Bond Fund	PEBF	PUBLIC		Bond
Public Institutional Bond Fund	PINBOND	PUBLIC		Bond
Public Select Bond Fund	PSBF	PUBLIC		Bond
Public Strategic Bond Fund	PSTBF	PUBLIC		Bond
PB Asia Real Estate Income Fund	PBAREIF	PB		Balance
PB Australia Dynamic Balanced Fund	PBADBF	PB		Balance
PB Balanced Fund	PBBF	PB		Balance
PB Indonesia Balanced Fund	PBINDOBF	PB		Balance
Public Balanced Fund	PBF	PUBLIC		Balance
Public Far-East Balanced Fund	PFEBF	PUBLIC		Balance
Public Global Balanced Fund	PGBF	PUBLIC		Balance

Kid's Reversible Water Cozy

Today we have a guest post from Jessica at This Too. She has a great back to school tutorial to share with us....Take it away Jessica!

Thank you Crystal for having me here on Fussy Monkey Business!

Hello, Everyone!  I'm Jessica from This Too! - a little place where I try to document my crazy dreamed up projects and ideas while taking care of my husband and my 5 kids.  I love to sew, craft and I'm starting to dabble in woodworking, too.  Thankfully, my husband is very understanding of my need to create.

When Crystal asked for me to contribute to her blog with a tutorial for 'Back-to-School', I really had trouble coming up with something new to share with y'all.  I tried to think of something that would be useful for my own little ones.  I must confess, though, my 'back-to-school' consists of buying whatever is on the supply list provided by the school and then send them out the door to meet the bus on the first day.  (Sentimental, ain't  I?)  However, there were several times last year when one or both of the school age kids came home complaining about someone else drinking out of their water bottle.  Now, we could all just whip out that Sharpie and write in big black letters all over the bottle, but what fun is that?!  Things need to be pretty-fied not simplified.  :)

What you need:

Fabric A:

1 piece - 6" x 2"

1 piece - 6" x 2 1/2"

2 pieces - 4 1/2" x 2 1/2"

Fabric B:

1 piece - 6" x 2"

1 piece - 6" x 2 1/2"

Elastic:

1 piece - 1" wide cut 2 1/2" long

Ball Point Sewing Machine Needle  (needed later on in the tutorial)

You will also need your usual sewing notions, iron, sewing machine, pins, etc.

Let's get started.

First things first - if you decide to do some machine embroidery to decorate your bottle cosy, you might want to do that prior to cutting your fabric.  I think this was the second time I've actually used the embroidery setting on my machine, so I am nowhere good enough to use a small piece of fabric in the hoop.  If you are doing the decorating by hand, feel free to add it whenever it is easiest for you.

Here is mine.

Once you have your pieces cut, take the 6"x2" fabric pieces of both fabric A and fabric B and iron down 1/2" on both sides (lengthwise) of both fabrics.  (Ignore the stabilizing material you see below.)

Next, pin these pieces down in the middle of your 6" x 2 1/2" pieces of contrasting fabric.  (A to B and B to A)  Do a top stitch along both lengths right at the edge of your center fabric.  If you click on the picture below, you can see mine just at the edges.

Put right sides together and stitch along one length using a 1/4" seam allowance.  Then open and press the seam to one side.

Turn your fabric over and press the ends down about 1/4".  (This will make your job easier in a couple of steps.)

Now, put right sides together (again) and stitch down the other length and turn right side out.  Go ahead and press the seams and edges under really good at this point.

Okay.  Now grab those 2 pieces of 4 1/2" x 2 1/2" fabric.  Pin them right sides together and stitch down both lengths.

Turn this right side out,  press the seams and add a top stitch down the seams for a little decoration and to help it stay looking nice.

Now is the time to change your machine needle to a Ball Point Needle.  If you don't, you could end up with some really hairy looking stitching on your bobbin side.  Not Pretty!

Take your little piece of elastic and stick it in the middle of the little tube you just created.  Line it up with one end and place it in the middle.  Stitch this end closed making sure you stitch through the elastic.

Flip it around and do the same thing on the other end.  (The fabric will need to be scrunched down.)

Now, slip one end of your fabric covered elastic piece (until the seam is covered) and stitch it in place.  This is a lot of fabric to put through the machine, so take your time and work it through.  

 Once that is done, stitch the other end just like the first.  It's a tight fit, so once again, take your time.

And there you have it!  One bottle cozy to put on your little one's water for snack time or lunch.  Now no one will be able to say they don't know who that bottle belongs to!

And don't forget, we made it reversible!

Hope you all have enjoyed this.  If you have ANY questions, please feel free to email me.

Once again - Thank you, Crystal, for letting me crash your blog!  And to all you readers out there, come on over and have a look around This Too!.  I would love to have you!

DANG!

Well lookie here!

Our poll asked what you thought abut SFH for June compared with July (only a small % of you guys voted)

Nevertheless the results were:

40% Flat

17% Up Marginally

2% Up and Away

34% Down a Tad

7% Down the bowl (ie over 3%)

And the correct answer is Down the Bowl. Down 6.5% from June and 8% from the highs.

Dang!

(Sorry about the picture BTW)

Summer Canning and Freezing

Last week I headed up to my parents to do some canning and "putting up" vegetables.

I did more "putting up" than canning....my mother is the pro at that!!!

I don't have a garden right now, but next year we will....

I really want to have some chickens to lay eggs too, but I'm not sure if I can get away with it in my neighborhood:o) We have the space to do it though!

When I need to buy in bulk, I go to the Mennonites and purchase their delicious produce.

We pack up and leave early in the morning so that we can be the first ones to buy....it's a first come first serve basis.

This year, I got corn, green beans, squash, cucumbers, and peaches from them.

I was extremely lucky to get the green beans because there hasn't been enough rain in that area for them to grow well.

So here is my "canned" stash. I still have a few more things to add to the stash like pintos....and by the way, yes, we love pickles:o)

 Here is some okra that came from my grandmother's garden....still trying to decide whether to pickle it or freeze it.

 Earlier in the summer I made this strawberry jam....It is DIVINE:o)

My kids won't touch it for whatever reason, so it's all MINE!!!!!!!

 This is the contents of our chest freezer. It's full of corn and squash mostly. There are 12 quarts of peaches in there as well.

 Here's how big the freezer is. It's small, but big enough to hold for this family of four.

I had a lot of help from my parents! Shucking, peeling, cooking, canning, and everything that comes with putting up veggies. We had a good time, and now we are exhausted. Every time I do anything like this I am reminded of The Ant and the Grasshopper story:o)

I'm going to share some tricks here soon on canning, but I am not sure when I will get around to it. We have a lot going on these next two weeks. I am going to have some guest posts this week and next week. So make sure to stay tuned!