I am one of the lucky ones who started finance planning even when I was a teenager. Ofcourse when I put my money into mutual funds at that time, I didn't really know what I was doing. However, starting early does give me a strong advantage 10-20 years down the road. I was able to choose the jobs that suits my long term plan; I was able to change job duties within a multi national company; I was able to change job at my own pase and finally I was able to start my business without too much worry of losing monthly salary income.However, the curse for this kind of 'smooth path' people is that we tends to stay in the 'well plan' zone too long until we get carry away. We 'thought' we are all ok and therefore we got relax and start to make some fatal mistake in our personal finance plans.
That is the good thing about reading habit. I realize my pitfall when I read kclau latest book "Top Money Tips for Malaysians". There are so many tips in there that I once know but forgot to practise them ...
You can view more details at kclau's blog or buy a copy from me at this link.
